What Does Workers’ Compensation Pay For?

Posted on behalf of Henness & Haight on May 10, 2017 in Workers' Compensation News

worker with back injury

Workplace injuries and illnesses pose a dangerous hazard to your health and can have a significant impact on your finances.

Because of this, workers’ compensation was created to provide compensation for workers who suffer injuries at work.

Since each workplace injury or illness is unique and comes with its own set of difficulties, Nevada's workers’ compensation benefits provides several types of benefits.

If you are suffering from a work-related injury in Nevada and need assistance filing a workers’ compensation claim or appealing a denied claim, contact Henness & Haight’s workers’ compensation lawyers.

Temporary Total Disability

Temporary total disability (TTD) benefits are extended to injured workers who need to take more than five days off from work because of their condition.

Through TTD, you will be compensated for two-thirds of your average monthly wages. In Nevada, the maximum benefit amount you can receive is $3,697.04 per month, which is updated annually each July.

TTD benefits are paid until a doctor finds that you have reached maximum medical improvement or are capable of returning to work.

Temporary Partial Disability

Temporary Partial Disability (TPD) benefits are paid to employees who are able to work but are severely limited in their ability to perform their regular duties and suffer financially because of it.

If you qualify for TPD, you will be compensated for the difference between your post-injury wages and the TTD benefits you would receive if you were unable to work.

In Nevada, there is a 24-month cap on these benefits that ends when you have reached the limit or a doctor finds you are able to perform your previous work duties.

Permanent Partial Disability

Injured workers qualify for permanent partial disability (PPD) when they are not completely disabled, but are only capable of performing minimal or low-paying work.

PPD is the most common type of workers’ compensation benefits claim. It uses a percentage system to determine the amount of compensation you are owed.

The PPD system is based on the level of impairment a doctor diagnoses you with. The more impaired you are, the higher disability rate you will receive. For each percent of impairment, you will receive 0.6 percent of your average monthly wage.

For example, if a doctor assigns you a 10 percent impairment and your usual monthly wage is $2,400. You would calculate your PPD benefits as .006 x $2,400 x 10 = $144 per month. If you are unsure of what your PPD benefits might amount to, Nevada provides a PPD benefits calculation guide that can help you determine an accurate estimate of your monthly award.

If a doctor determines that you qualify for PPD, you will be awarded the benefits once your TTD benefits end. PPD benefits will continue for the next five years or until you reach the age of 70, whichever option happens later.

Permanent Total Disability

Permanent total disabilities (PTD) benefits are reserved for workers who suffer the most severe work-related injuries or conditions.

A doctor must find that you are permanently and totally disabled for you to qualify, which usually includes injuries such as:

  • Paralysis
  • Brain damage
  • Loss of vision in one or both eyes
  • Bodily dismemberment

If you qualify for PTD benefits, you will receive TTD benefits each month for as long as the disability lasts.

Experienced Help for Nevada Workers’ Compensation Claims

It is highly recommended that you contact one of our workers’ compensation attorneys to assist you during the appeal process.

We can ensure that your attempt to file a claim or appeal a denied claim is handled efficiently and through the proper channels in accordance with Nevada’s time limits.

Do not hesitate to contact us for a free, no obligation consultation for a legal review of your workers’ compensation claim. We can discuss whether you are being fairly compensated for your injury or if your claim was unjustly denied.

All of our services are provided on a contingency fee basis, which means we will never charge you upfront fees and only require payment if we obtain a fair outcome for your claim.

Call 844.613.6275 or complete our Free Case Evaluation form for help with your workers’ compensation claim.