Steps to Take After a Motorcycle Crash
If you were involved in a motorcycle accident and you think someone else is at fault, there are certain steps you should take to improve your chances of recovering fair compensation for your injuries.
Go to the Hospital
In some cases, you will have no choice but to go to the hospital. If your injuries were serious enough, an ambulance will probably come to the scene and transport you to the hospital.
However, if you or someone else does not call an ambulance, you should seek medical treatment anyway. You could be injured even if you are not in a lot of pain or you do not have visible signs of an injury. It is common for the body to release adrenalin and cortisol into the bloodstream after an accident, and these chemicals can mask pain and other symptoms of an injury.
You need to be examined by a qualified medical professional to discover all of your injuries and if they are related to the accident.
Request Copies of Your Medical Records
Before you leave the doctor’s office or hospital, ask about obtaining copies of your medical records. You may be able to get this information before you leave.
Medical records are one of the most crucial pieces of evidence in a personal injury claim. This information will be one of the primary justifications for your insurance claim or personal injury case.
File an Insurance Claim Right Away
Like many other states, Nevada uses a fault or tort-liability system for insurance claims after motor vehicle accidents, including motorcycle crashes.
This means that you can file an insurance claim with your insurer or the insurance company of the at-fault driver. However, the at-fault driver is legally responsible for compensating you for the injuries and property damage you sustained in the crash. This means that your insurance company will seek reimbursements from the other driver’s insurance company.
You should file as soon as possible as the insurance company may have a deadline for submitting a claim. If you miss the deadline, you might miss your opportunity to recover insurance compensation.
Watch What You Say
You have to be careful what you say when filing an insurance claim, even if you are speaking to a representative of your insurance company. TV commercials try to make people think their insurance companies are on their side, but the reality is that insurers are looking for any opportunity to devalue or deny your claim.
You should stick to the facts of your claim, such as:
- Date, time and location of the accident
- Basic description of what happened
- Noting that you have or are planning to seek medical treatment
Do not state specifics about your injuries, leave that to qualified medical professionals and the information they put in your medical records.
Do not offer your opinions on the crash, including whether or not your actions played a role in the crash or the injuries you suffered. This is best left to the police report about the accident.
Know When to Say No
Keep in mind, you are under no legal obligation to answer the insurance adjuster’s questions. If you are asked a question and you do not know or are unsure of the answer, or you think that answering the question would hurt your claim, tell the adjuster that you decline to answer at this time.
It is better to say nothing than to say something that is untrue. If the adjuster finds out that you lied, it could hurt your chances of recovering fair compensation.
You should also decline to be recorded when you first contact the adjuster. You may have to do this at some point in the future in the claims process, but at that point, you can have a Las Vegas motorcycle accident lawyer advise you on what to say.
Contact a Las Vegas Motorcycle Accident Lawyer
Injury cases can easily become complicated, which is why it is vital that injury victims and their families seek legal counsel from a reputable Las Vegas motorcycle accident lawyer immediately following an accident. The sooner an attorney can begin building your case, the better your chances are of securing the maximum amount of compensation you are entitled.
Your Las Vegas motorcycle accident lawyer can guide you every step of the way, from talking to the insurance adjuster to negotiating compensation.