Las Vegas Workers' Comp: What You Need to Know

Posted on behalf of Henness & Haight on Feb 25, 2015 in Workers' Compensation News

Workers' compensation is an important protection to employees in Nevada. It allows for replacement of wages and medical benefits to those workers who are injured or become ill as a result of their job. It carries with it certain restrictions, however, that you need to understand.

No-Fault Insurance

Workers' compensation is considered a "no-fault" insurance. This means that if you file a claim under this protection, you may not file further lawsuits for personal injury or negligence. The use of workers' comp protects employers as well as employees.

Important Benefits

Work-related injuries can cause a number of burdens on the injured party and their families. The loss of workability, the pain and suffering, the medical expenses and recuperation can be very difficult. It is as a result very important to have these compensation benefits in place to be sure that your recovery proceeds as smoothly as possible.

Responsibilities

Your employer carries certain responsibilities when it comes to this program. They are required to maintain certain safety standards to reduce the potential for insurance claims. Most are required to carry coverage for workers who are injured on the job.

Accidents and Illness

This insurance protects workers from accidental injury and illness related to job performance. This means that if you are exposed to chemicals or pathogens on the job that causes you to become ill, you may be entitled to protection. Likewise, if you suffer a fall that results in injury if an equipment malfunction hurts you or you suffer any other sort of accident you may be entitled to workers' comp claims.

Denial of the Claim

Not every claim filed under this protection is accepted the first time out. You should not panic if this is the case. You are entitled, under Nevada law, to have a hearing to review the denial and to appeal any decisions with which you do not agree. Never be afraid to challenge a denied claim if you have been hurt on the job. Hearing officers handle initial reviews of the denial and look at all of the evidence in the case to deliver an impartial decision on whether the denial was valid. Appeals are handled by Appeals Officers, who independently review the evidence again and can uphold or reverse the original hearing's decision.

Workers' Compensation Attorneys

As with any injury case, it is always a good idea to consult with a workers' compensation attorney in Las Vegas before pursuing your case. A qualified attorney is extremely familiar with the details of workers' comp laws and can guide you through your case with sensitivity and expertise. Workers that are represented by a qualified lawyer are far more likely to receive an optimal result on their case. What is better, most attorneys offer free consultations regarding your case, meaning you have nothing to lose by discussing your options. If you have been injured in the workplace, our leading Las Vegas personal injury attorneys are here to give a free consultation and will apply our experience and expertise to getting you the compensation you deserve. Give us a call today!