Suffering an injury in an accident caused by another’s negligence is stressful, and having to deal with insurance adjusters should not add to your burden.

Insurance companies and their adjusters are not focused on your best interests and will try to pay as little as possible for your insurance claim. Knowing how to handle an adjuster’s questions will help you avoid issues and maximize your settlement.

If you are having difficulty handling an insurance adjuster or obtaining the compensation you need, our personal injury lawyers can handle the details of your claim for you.

What is an Insurance Adjuster?

If you have been injured in an accident, you will likely be contacted by the other party’s insurance company to discuss the incident and the details regarding your injury.

An adjuster will evaluate any information you provide about yourself, your injury, income, previous medical history and the accident. It is his or her job to:

  • Investigate the accident
  • Determine liability in the accident
  • Advise the insurance company of the appropriate compensation
  • Negotiate and settle claims

The adjuster’s responsibility throughout the claims process is to save the insurance company money when compensating your claim, which means he or she is not concerned with your best interests.

What You Should and Should Not Say to an Adjuster

When you first speak with an adjuster, he or she will likely ask to record your statement and request that you sign a release for your medical records.

You are not required by any law to provide a statemen